Visitor Care Insurance is a beneficial and popular visitor care insurance policy offering beneficial coverage. The premiums are affordable and individuals are covered while they travel outside their native country. Since senior citizens who are above 65 years old are also eligible for the policy, this visitor travel medical insurance plan is quite popular among parents visiting the US or international travelers.
Non US citizens traveling overseas can purchase this visitors care insurance plan. For individual who are more than 65 years of age, the initial coverage period should start within 30 days of arriving in the US unless the traveler holds sufficient proof of a valid international travel medical insurance plan. In case the applicant is not in the US at the time of enrollment, the expected arrival date in the country should be mentioned in the application form.
The Visitors Care Insurance offer a range of beneficial coverage services like emergency intensive care, prescription drug coverage, hospitalization charges, out-patient treatment, dental injuries, diagnostic tests, surgeries, doctor consultation, local ambulance transport and private nursing expenses.
Individuals consulting a medical professional who is a part of the PPO (Preferred Provider Organization) network would entitle treatment at subsidized prices and also reduce the out-of-pocket costs to the maximum.
Coverage becomes effective when the completed application form along with the initial payment is received by the insurance provider. Otherwise, it would start on the date of departure of the individual from the native country or any specific preferred date mentioned in the application form while submitting.
The visitor health insurance policy would remain valid until the expiry date or till the insured returns back to the homeland. Otherwise, a preferred date till when the policy should be valid can be mentioned in the application form also.
Visitors Care travel health insurance policy offers three different insurance plan options with different policy maximums. The minimum purchase period of this visitor medical insurance plan is 5 days and can be purchased at a time for up to a period of 1 year. The travel medical insurance plan can be renewed for a maximum period of 24 months at a time.
Cancellation requests should be submitted before the effective start date of the Visitor Care insurance plan in order to get full refund. Otherwise, refunds would be given on a pro rated basis provided the insured has not filed for any claims under the medical insurance plan after deducting a nominal cancellation processing fee.
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